Financing options for many needs and credit ratings

Get Pre-Approved

With Birchwood Ford, getting vehicle financing is easy. Start the application process by getting pre-approved online.

Your new and used automotive financing experts

At Birchwood Ford, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Birchwood Ford’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance pre-approval application by clicking the “Apply For Financing” button above. For general inquiries, please complete the form below.

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Available Financing Promotions

Built for the Road Ahead
Exciting offers and sales are available for the month of June on F-150 XLT, Explorer, and Escape.
Offer ends on Jun. 30.
Mobility Plus Program
Mobility claims will be paid to an individual customer only. Claims made under Company names will be rejected and payment will not be issued. Vehicle modification must be completed within six months of vehicle delivery. The following modifications/equipment are not eligible for reimbursement: Factory Installed Options/Accessories, BackCycler Lumbar Products or similar back supports, rests, or massage units, Ford Dealership Installed Accessories or Equipment See/contact dealership for qualifying vehicles. Valid one per customer. Conditions apply. See dealership for more details.
Offer ends on Jan. 4, 2021.
Road To Summer Sale
An extra-long sale for when you’re ready to get back on the road.
Offer ends on Jun. 30.
First Responder Appreciation Bonus
To recognize the bravery and selflessness of our First Responders, those who risk their lives daily so that we can stay safe, we are pleased to extend an exclusive $1,000 Appreciation Bonus.
Offer ends on Jun. 30.

Types of Vehicle Loans

Ford CreditBank LoansBirchwood Credit
Ford Credit

Ford Credit

Excellent tools and resources. Personalized service. Genuine interactions. You’ll get this and more when you choose Ford Credit because every customer deserves an exceptional financing experience.

Are you a Recent Graduate? First-Time Buyer? Or New to the Country? We’ve got you covered and will help you with your financing experience from A to Z, so you can feel confident and in control of the process.

Whether you want to own your brand-new Ford or lease one for a few years, choose from a range of financing options to match your lifestyle. Either way, we have financing that’s right for you.

Bank Loans

Bank Loans

Through its relationships with Canadian banks, Birchwood is able to offer automotive financing on new and pre-owned vehicles through bank loans. Bank loans are similar to manufacturer loans in that they can be put towards the purchase price of a vehicle and are available to approved borrowers with different terms such as payment schedule and term, but are usually applied to pre-owned vehicles. Bank loans usually have the benefit that they can be paid off early in-full at any time, and carry the advantage that once the loan is paid off, the vehicle is yours to keep, trade or sell.

Birchwood Credit

Birchwood Credit

Sometimes, challenges in life can make owning a vehicle difficult. If your credit has been impacted negatively by things such as unexpected expenses or divorce, it’s possible that vehicle ownership has been made difficult by rejection for credit on a conventional vehicle loan. In these scenarios, make sure to speak with Birchwood Credit. Unlike other automotive dealerships who will often sell your information to an outside loan provider in alternative credit situations, Birchwood provides credit itself, meaning you get credit from someone who’s credible. Birchwood Credit’s process is fast with an easy application and no obligation.

Leasing a Ford

Effective Car Leasing Options from Ford Credit

Leasing is a great option for owning a new vehicle if you want lower monthly payments, like driving a newer car more often, and/or would like a short term commitment. Ford Credit provides flexible lease terms with a yearly kilometre allowances from 16,000km up to 25,000km.

Trade-In Your Vehicle with Birchwood Ford

Trading in your current vehicle can significantly decrease the payments on your new or pre-owned vehicle from Birchwood Ford. Get an instant Trade-In valuation today!

Building a Bigger and Better Birchwood Ford For You

We’re updating our showroom! Our temporary sales location is just down the street at 810 Regent Ave W. 

Parts and service are still at our normal location at 1300 Regent Ave W.

PARTS & SERVICE – 1300 REGENT AVE W

SALES – 810 REGENT AVE W (Temporary)

Birchwood FORD ON REGENT

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