Financing options for many needs and credit ratings

    Get Pre-Approved

    With Birchwood Ford, getting vehicle financing is easy. Start the application process by getting pre-approved online.

    Your new and used automotive financing experts

    At Birchwood Ford, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

    Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Birchwood Ford’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance pre-approval application by clicking the “Apply For Financing” button above. For general inquiries, please complete the form below.

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    Available Financing Promotions

    Employee pricing is back by popular demand
    at Birchwood Ford for ONE WEEK ONLY! You pay what we pay on any new in stock vehicle!
    Offer ends on Jun 22.
    Ford F-150 from 0%
    Shop exclusive finance rates and price breaks on select new and used vehicles.
    Exclusive Rate: 6.99%
    Available on Pre-Owned Inventory Years 2015-2023
    Manitoba EV Incentive
    Up to $9,000* in savings

    Types of Vehicle Loans

    Ford CreditBank LoansBirchwood Credit
    Ford Credit

    Ford Credit

    Excellent tools and resources. Personalized service. Genuine interactions. You’ll get this and more when you choose Ford Credit because every customer deserves an exceptional financing experience.

    Are you a Recent Graduate? First-Time Buyer? Or New to the Country? We’ve got you covered and will help you with your financing experience from A to Z, so you can feel confident and in control of the process.

    Whether you want to own your brand-new Ford or lease one for a few years, choose from a range of financing options to match your lifestyle. Either way, we have financing that’s right for you.

    Bank Loans

    Bank Loans

    Through its relationships with Canadian banks, Birchwood is able to offer automotive financing on new and pre-owned vehicles through bank loans. Bank loans are similar to manufacturer loans in that they can be put towards the purchase price of a vehicle and are available to approved borrowers with different terms such as payment schedule and term, but are usually applied to pre-owned vehicles. Bank loans usually have the benefit that they can be paid off early in-full at any time, and carry the advantage that once the loan is paid off, the vehicle is yours to keep, trade or sell.

    Birchwood Credit

    Birchwood Credit

    Sometimes, challenges in life can make owning a vehicle difficult. If your credit has been impacted negatively by things such as unexpected expenses or divorce, it’s possible that vehicle ownership has been made difficult by rejection for credit on a conventional vehicle loan. In these scenarios, make sure to speak with Birchwood Credit. Unlike other automotive dealerships who will often sell your information to an outside loan provider in alternative credit situations, Birchwood provides credit itself, meaning you get credit from someone who’s credible. Birchwood Credit’s process is fast with an easy application and no obligation.

    Leasing a Ford

    Effective Car Leasing Options from Ford Credit

    Leasing is a great option for owning a new vehicle if you want lower monthly payments, like driving a newer car more often, and/or would like a short term commitment. Ford Credit provides flexible lease terms with a yearly kilometre allowances from 16,000km up to 25,000km.

    Trade-In Your Vehicle with Birchwood Ford

    Trading in your current vehicle can significantly decrease the payments on your new or pre-owned vehicle from Birchwood Ford. Get an instant Trade-In valuation today!

    Get a $25 no-charge gas card for any test drive

    • Please fill out the form to claim the offer:

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    Some restrictions apply. Expires at month end. See Birchwood Ford for details. Dealer permit# 4454.

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