No previous vehicle buying experience in Canada? That’s okay, our Newcomer Program can give you the opportunity to enjoy a new Ford vehicle of your own. Buying a vehicle is one of the first big purchases you may make while establishing yourself in Canada. Ford Credit is dedicated to help you every step of the way to ensure you get into the vehicle that’s right for you.

    Customer Eligibility

    We will require a copy of the listed identification document below during the credit application process:

    • Landed Immigrants: Permanent Resident Card IMM5688 or IMM5292
    • International Students: Study permit IMM1208 or IMM1442 and Proof of Enrolment
    • Foreign Workers: Work Permit IMM1102 or IMM1442
    • Don’t hold any of these status documents? You may still qualify for our First-Time Buyer program

    Newcomer applicants are evaluated based on their individual creditworthiness while applying the following fundamentals:

    • No prior automotive finance history on credit bureau
    • No derogatory credit:
      • No current delinquent accounts; and
      • No accounts with past delinquencies >90 days past due; and
      • No charge-offs >$500; no repossessions, foreclosures, bankruptcies
    • Verifiable monthly income sufficient to cover vehicle payment, ordinary living expenses, and all outstanding debt.

    Contract/Term Eligibility

    • All Retail and Lease terms
    • All Standard and Subvened rate contracts


    • $1,000 minimum down-payment on Retail contracts
      • Vehicles eligible for Ford of Canada’s rebate program require a minimum of $500 cash down payment and $500 rebate for a minimum down payment of $1,000
      • Vehicles ineligible for Ford of Canada’s rebate require a minimum of $1,000 cash down payment
    • Please refer to Ford’s First-Time Buyer Program for the latest details on the possible $500 in customer cash rebate
    • The term must match the work or study Visa/timeline
    • Standard security deposit required for retail lease customers

    Vehicle Eligibility

    Find Your Ford

    Ford Fusion
    Ford Escape
    Ford EcoSport
    Ford Ranger

    Our Current Promotions

    Manitoba EV Incentive
    Up to $9,000* in savings

    Get a $25 no-charge gas card for any test drive

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    Some restrictions apply. Expires at month end. See Birchwood Ford for details. Dealer permit# 4454.

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