First-Time Buyer Rebate

Birchwood Ford offers financing to customers with no prior automotive finance history, known as First-Time Buyers (FTB).

Customer Eligibility

FTB applicants are evaluated based on their individual creditworthiness while applying the following fundamentals:

• No prior automotive finance history on credit bureau
• No derogatory credit:
  • No current delinquent accounts; and
  • No accounts with past delinquencies >90 days past due; and
  • No charge-offs >$500; no repossessions, foreclosures, bankruptcies
• Verifiable monthly income sufficient to cover vehicle payment, ordinary living expenses, and all outstanding debt.